Zilco combo saddle bags have insulated side bags to help keep food and drinks cold. The side bags have a zip to the front with a toggle to make it easier to open whilst wearing riding gloves. They also have an insert to help them keep their shape and prevent squashing of your sandwiches.
The middle bag of this Zilco insulated combo bag easily fits a change of clothes or oilskin. It also has a smaller zip pocket to the rear with a toggle on the zip to make it easier to operate with riding gloves. 

The saddle bags are all padded where it touches the horse to make it comfortable and they are lightweight being only 600g when empty. Four Dee rings make it easy to securely fix to your saddle. Colour Green/Black.